Privacy & Terms of Use

We welcome you to the website (“Our Site”) of 2COR Construction LLC and its operating subsidiaries (collectively referred to as “We”, “2COR” and the “Company”). Our Site was created to provide information about 2COR's services as a private money lender to individual, business, and commercial investors who visit Our Site (“you” and “your”). We invite you to check our Site for the latest version of our Terms of Service Policy which explains the terms and conditions for the use of Our Site, including without limitation those set forth below:

TABLE OF CONTENTS OF OUR TERMS OF SERVICE POLICY STATEMENT

Your Relationship with 2COR
Our Privacy Policy and Other Policies
Acceptance of Terms of Service
Your Use of Our Site and Our Services
Revisions and Updates
Exclusions from Representations and Warranties
Limitation of Liability
Miscellaneous
Contact Information

Your Relationship with 2COR

Our Site was created to provide you with information about 2COR's services as a private money lender for the purchase, renovation, and resale of non-owner occupied real estate properties (“Services”) in the geographic markets we serve to determine if the private mortgage loans we offer suit your business investment purposes. Because the loan evaluation and funding process we offer to our prospective business customers requires the communication of Company information and the receipt of your Personal Information in order for you and 2COR to each make an informed business decision from initial evaluation to funding in a matter of days rather than over a course as much as a month or more in a typical conventional mortgage funding scenario, it is essential for the safe, secure exchange of information and documentation to occur electronically from the evaluation of our Services through final funding of your approved private residential loan for business investment purposes.

Our Privacy Policy and Other Policies

Before you use our Services by filling out and returning the Loan Application to initiate our loan approval process, we strongly recommend that you read this Terms of Service Policy as well as our Privacy Policy, Electronic Communications Consent Policy, and Anti-Money Laundering Program, all of which can be accessed through our Site, in order to inform you of your legal rights and our legal responsibilities to you that govern your relationship with 2COR. It is also recommended that you ask us any questions you might have with respect to any matter set forth in any Policy or Program or found elsewhere on our Site and to seek your independent legal counsel with respect to any of the above Policies and Program.

Acceptance of Terms of Service

In order to access our Site in order to use our Services, you must be at least 18 years of age, of sound mind, and otherwise able to enter into a legally binding contract under the laws of the state in which you reside and of the United States of America. After you have read and understand the terms and conditions under which we are willing to extend a loan offer to you in accordance with our lending criteria which is limited investors in non-owner occupied property, we require you to accept our Terms of Service, which shall be deemed to have been accepted by your execution of the Loan Application provided to you on our Site.

Your Use of Our Site and Our Services

We are required by Company Policy as well as by applicable federal, state, and local law, including without limitation the laws listed in the Policies and Program described in Section 2 above to which reference is made for discussed in more detail, to require certain information and documentation (“Personal Information”) from you in order to evaluate your Loan Application with us. Please consult our Privacy Policy for a more detailed discussion of our legal responsibilities and your legal rights with respect to our use and disclosure of our Personal Information, specifically including .but without limitation our obligation to take commercially reasonable security measures in our handling of your Personal Information.

Revisions and Updates

2COR revises and updates our Policies, Programs, Services, Site, and business processes and practices as necessary and reasonably desirable to maintain compliance with all applicable legal and contractual obligations as to continually strive for a better customer experience for the users of our Site and our Services, all of which will be done without notice to you other than as required by law or contract. By your acceptance of this Terms of Service Policy, you agree to be responsible for reviewing any revisions and updates that we periodically make as part of our business operations.

EXCLUSIONS FROM REPRESENTATIONS AND WARRANTIES

UNLESS AND TO THE EXTENT EXPRESSLY REQUIRED IN ANY CONTRACT BETWEEN YOU AND COMPANY OR BY APPLICABLE LAW, WE HEREBY DISCLAIM ANY AND ALL REPRESENTATIONS AND WARRANTIES WITH RESPECT TO OUR SERVICES AND YOU HEREBY ACKNOWLEDGE AND AGREE, AS A CONDITION TO YOUR USE OF OUR SITE AND OUR PROVISION OF SERVICES TO YOU THAT: (A) YOU ACCEPT THESE TO THESE EXCLUSIONS FROM REPRESENTATIONS AND WARRANTIES; (B) YOUR RIGHTS AND REMEDIES ARE EXPRESSLY LIMITED TO THOSE THAT ARISE UNDER ANY CONTRACT WITH US OR AS OTHERWISE PROVIDED BY LAW, SUBJECT TO THE LIMITATION OF LIABILITY SET FORTH IN SECTION 7 BELOW; (C) ALL OTHER REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO SUITABILITY OF THE INVESTMENT PURSUED WITH THE USE OF LOAN PROCEEDS UNDER OUR CONTRACT WITH YOU, OUR INTERNAL ASSESSMENT OF VALUE, BEFORE OR AFTER ANY CONTEMPLATED RENOVATIONS OF THE RESIDENTIAL PROPERTY WITH SUCH LOAN PROCEEDS AND YOUR FUNDS, OR OTHERWISE ARE EXPRESSLY DISCLAIMED AND DENIED; AND (D) YOU AGREE TO SOLELY BEAR ANY AND ALL RISKS, LIABILITY, AND EXPENSES ASSOCIATED WITH YOUR BUSINESS INVESTMENT AND LOAN WE MAKE TO YOU IN CONNECTION WITH SAID INVESTMENT, INCLUDING SPECIFICALLY BUT WITHOUT LIMITATION ANY LIABILITY TO US IN CONNECTION WITH SUCH LOAN, TOGETHER WITH ANY REASONABLE ATTORNEYS’ FEES, AND EXPENSES ASSOCIATED THEREWITH.

LIMITATION OF LIABILITY

IN CONJUNCTION WITH AND SUBJECT TO EXCLUSION OF REPRESENTATIONS AND WARRANTIES SET FORTH IN SECTION 6 ABOVE, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE NEITHER THE COMPANY NOR YOU SHALL BE LIABLE TO THE OTHER PARTY FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, TREBLE, PUNITIVE, OR OTHER INDIRECT DAMAGES, INCLUDING WITHOUT LIMITATION ANY LOSS OF INVESTMENT; PROFIT; GOODWILL; BUSINESS REPUTATION; LOSS, DAMAGE, DESTRUCTION, OR MISUSE OF DATA; OR OTHER INTANGIBLE LOSS.

Miscellaneous

By your execution and delivery of our Loan Application, you agree to abide by this Terms of Service Policy and acknowledge that you have been advised to become familiar with the term of our Privacy Policy, Electronic Communications Consent Policy, and Anti-Money Laundering Program as each such Policy, as updated on our Site, provides a more in-depth explanation of the rights, responsibilities, and remedies arising out of our business relationship from the application process through final payoff of any loan you choose to accept from us. If you have any questions, we look forward to helping you with answers and any other assistance that we can offer to make our business relationship a mutually beneficial experience so that we can continue to help you achieve your financial goals in the dynamic real estate markets that we serve.

Contact Information

You may email us at: info@2corconstruction.com OR 954-951-4955

We welcome you to the website (“Our Site”) of 2COR Construction LLC and its operating subsidiaries (collectively referred to as “We”, “2COR” and the “Company”). Our Site was created to provide information about 2COR's services as a private money lender for the purchase, renovation, and resale of real estate properties (“Services”) to business, and commercial investors who visit Our Site to learn more about our Services (“you” and “your”). We invite you to read our Privacy Policy which explains what types of information we collect from you, how and why we use and store your information, whom we share it with and why, and your legal rights as to your information.

TABLE OF CONTENTS OF OUR PRIVACY POLICY STATEMENT

Personal Information We Collect
Non-Identifiable Data and Aggregated Personal Data
Our Use of Your Personal Information
Our Disclosure of Your Personal Information
Links to Other Websites
Cookie Policy
Security
Minors
Exclusions
Other Terms and Conditions
Changes to Our Privacy Policy
Contact Information

Information We Collect

When you visit Our Site, interact with us to request or provide information, or transact business with us, we may collect, use, store, and share your Personal Information (collectively, “Site Visits”). The term “Personal Information” refers to information, data, and documentation that identifies, describes, relates to, or is linked or otherwise associated with you, your family, or your household, but does NOT include: (1) publicly available information that is lawfully available and obtainable from Federal, state or local public records; or (2) is de-identified or aggregate consumer information not specifically identifiable as being connected to you, your family, or your household.

Non-Identifiable and Aggregated Personal Data and Information

Your Site Visits results in the receipt and storage of certain personally non-identifiable information or aggregates that is collected passively in databases that use various technologies employed by the Company and its vendors and service providers for the use of the Company. This tracking and analytic data is not used except for quantitative analysis of the traffic on Our Site and is not sold or used for any other purpose.

Our Use of Your Personal Information

The Company uses your Personal Information to provide the Services we offer in financing the purchase, renovation, and resale of non-owner occupied single family residential properties and we use your Personal Information in a manner consistent with our Privacy Policy. Specific uses of your Personal Information include, but are not limited to, (i) answering any questions you have regarding our Services; (ii) resolving any problems you encounter with Our Site, your loan application, electronic communications with us, or other aspects of our interaction with you; and (iii) monitoring the quantity and quality of our interactions with you in the use of our Services in order to improve the quality of our content, customer service, and functionality of Our Site.

Our Disclosure of Your Personal Information

We perform most of the functions necessary to perform the Services in connection with our business purpose by the employees of our subsidiaries and affiliates at our business headquarters, but also have to work with third parties such as title companies, banks, law firms, software vendors, website designers, and governmental authorities and therefore must share access to and disclose some of your Personal Information in order to perform our Services to you. While we do not sell your Personal Information for any purpose, your Personal Information would be part of the transferred assets in the event of a corporate reorganization, merger, sale, dissolution, or similar event. The Company also may be required to disclose your Personal Information if compelled to do by applicable law or governmental authorities with jurisdiction over the business activities of the Company or you if our legal counsel determines that such disclosure is necessary to: (i) comply with such legal obligations; (ii) protect or defend your or our rights or property interests, including protecting against legal liability or preserving legal rights and remedies where appropriate to do so; (iii) protect the safety and integrity of you, us, or the general public; or (iv) as otherwise necessary or appropriate under exigent circumstances such as providing relief or preventative action in a force majeure event.

Links to Other Websites

Our Privacy Policy applies only to Our Site and the Services we offer and provide to you and do not apply to any websites offered by third parties not affiliated with the Company, even if such third party websites might be referenced in materials found on Our Site or linked to Our Site. The Company recommends that you contact such third party websites for their Privacy Policies.

Cookie Policy

The technology of some of our third party vendors as well as of the Company may employ small text files commonly referred to as “cookies” that are sent to your computer or mobile device to enable access to the features and functionality of their sites and our sites. These cookies can be described as either “session cookies”, which helps to identify you and are of short duration or as “persistent cookies”, which continue to identify you over a longer period such as asking you whether you would like to stay signed in or need more time to continue on the Site. Should you prefer not to receive cookies or to set up rules as to when to see or not see cookies, we would direct your attention to a Tool in the Help Section (or similar function) to delete or manage cookies to suit your particular needs.

Security

We believe that the Company takes reasonable preventative measures in the use, disclosure, retention, and protection of your Personal Information to minimize the risk of loss, misuse, alteration, destruction, and unauthorized use of disclosure of your Personal Information; however, we recognize that no method of transmission of data and information over the Internet or via mobile device is 100% secure. We cannot and do not guarantee the absolute security of your Personal Information, and strongly recommend that you utilize your own Internet security protection and take other proactive means to protect your Personal Information to supplement our own commercially reasonable means to also maintain the security of your Personal Information in the transaction of business with us.

Minors

Our Services are intended only for persons over the age of 18, and we do not knowingly collect or handle Personal Information from Minors under the age of 18. If we are aware of any instance where we have inadvertently received information from a Minor, we may delete this Personal Information without notice, but if you are aware of any information of a Minor being disclosed to us, please advise us and we will take appropriate action to ensure the safe destruction of such Personal Information.

Exclusions

This Privacy Policy does not apply to any Personal Information collected by 2COR other than Personal Information provided to and by us in the actual or contemplated performance of the Services we offer. Therefore, any unsolicited information you provide outside of the scope of our Services being provided to you, such as comments, testimonials, commentary, or other content posted to blogs, forums, shared at events, or otherwise shared or provided (collectively, “Unsolicited Information”) shall be deemed to be non-confidential and available for distribution, reproduction, publication, or other use or disclosure on Our Site, promotional materials, or otherwise without attribution or limitation.

Other Terms and Conditions

Your access to and use of our Services is also subject to our Terms of Use and Electronic Communications Policies, as may be changed from time to time, which are posted on Our Site at: www.2corconstruction.com

Changes to Our Privacy Policy

Our Privacy Policy is based upon the Services we currently provide and may change from time to time without prior notice due to changes in applicable Federal, State, or local law and applicable regulations; changes in the scope of the Services we offer; changes in the geographic scope of our Services; and other factors. We will post our updated Privacy Policy with the update date indicated below and your continued use of our Services after the posting shall indicate your continued agreement with Privacy Policy as updated and posted on our Site: www.2corconstruction.com

You may contact us via email or phone: info@2corconstruction.com OR 954-951-4955

TERMS OF ELECTRONIC COMMUNICATIONS CONSENT POLICY

We welcome you to the website (“Our Site”) of 2COR Lending LLC and its operating subsidiaries (collectively referred to as “We”, “2COR” and the “Company”). Our Site was created to provide information about 2COR's services as a private money lender for the purchase, renovation, and resale of real estate properties (“Services”) to business, and commercial investors who visit Our Site to learn more about our Services (“you” and “your”). We invite you to read our Electronic Communications Consent Policy which explains our use of electronic means of communication with you and your legal rights with respect to such electronic communications, including your right to withdraw or revoke our consent to receive or transmit electronic communications and to insist upon communications in paper form.

ELECTRONIC DELIVERY OF COMMUNICATIONS

By your use of Our Site, receipt without objection to receipt of any information or documentation in electronic form, and/or your consent to the use of electronic signatures in our business relationship with you, you hereby agree to the terms and conditions of the Company’s Electronic Communications Policy. Your consent to the Company’s Electronic Communications Policy will continue in force and effect so long as you are in the process of or continue to utilize our services or receive, transmit, or send electronic communications.

The term “Electronic Communications” as used in this Electronic Communications Consent Policy shall include, but not be limited to, each and any disclosure, notice, agreement, payment or fee schedule, account statement, record, document, form, or other data or information which we provided to you or you provide to us, including any documentation that you sign, submit to, agree to, and/or provide in electronic form or transmit via electronic delivery mode.

SYSTEM REQUIREMENTS

To receive and send disclosures electronically, you will need access to an Internet browser, a PDF reader such as Adobe Acrobat, and access to a printer or other way to download information such as One Drive. You will also need a valid and active email address.

CHANGE OF EMAIL ADDRESS

You must promptly notify us by updating your contact information in your profile with the Company or by contacting us via email or phone: info@2corconstruction.com OR 954-951-4955

WITHDRAWAL OF CONSENT

With the exception of those who are seeking to utilize our service or are currently using our service, you may withdraw your consent to our Electronic Communications Consent Policy at any time via email or phone: info@2corconstruction.com OR 954-951-4955